Most online scams follow a familiar script. They create pressure, impersonate someone you trust, and ask you to act before you think.
Warning signs
- A message that demands action within minutes.
- Requests for your PIN, password or one-time code. Genuine providers never ask for these.
- Links that look almost right but are spelled slightly differently.
- Offers of prizes or jobs that require you to pay first.
What to do
Stop, and contact the organisation through a number or app you already trust. If you have shared a code or paid money, tell your provider and your bank immediately.

