Most online scams follow a familiar script. They create pressure, impersonate someone you trust, and ask you to act before you think.

Warning signs

  • A message that demands action within minutes.
  • Requests for your PIN, password or one-time code. Genuine providers never ask for these.
  • Links that look almost right but are spelled slightly differently.
  • Offers of prizes or jobs that require you to pay first.

What to do

Stop, and contact the organisation through a number or app you already trust. If you have shared a code or paid money, tell your provider and your bank immediately.